When you think of investments, you automatically think of stocks, bonds, funds, or real estate. Certainly, you need to invest your hard-earned money in these asset classes. But there are other investments you need to do that affect other areas of your life, which in the end will have not only a financial impact...
The worsening traffic in Metro Manila has gotten me lately to seriously think about where I want to retire. In fact, it has become so bad that I started to think about pre-retirement: where I want to live even before I retire. Certainly, certain cities in the Philippines are good candidates: Cebu, Davao, Bacolod,...
Different people have different motivations for starting a business. For me, there are at least five different kinds of entrepreneurs. Find out which one are you. The Escape Entrepreneur You decide you want to become your own boss because you hate your 9-to-5 job and you want to quit the rat race. Or you’re...
As an entrepreneur myself, I’ve had my own share of hits and misses. I started my own small business when I was 23 but went back to corporate work after I finished my MBA. I got into franchising as a side business when I was in my late 20s. That lasted for just a...
Lately, there have been a lot of campaigns and movements pushing for entrepreneurship among Filipinos. That is a good thing. Our country needs more entrepreneurs. While I support that, I also believe that not everyone should become an entrepreneur. I am an entrepreneur myself, but I had also been an employee. I started off...
There are so many ways to slash your career, but one way to think about how to pursue multiple careers is how to expand it. Do you go wide, deep, or wild? What do I mean? Going wide means sticking to one discipline and applying different but related skills for different industries or markets....
Mass marketing is dead. Or so that’s what everybody says. Although I wouldn’t call mass markets non-existent (there’s a good reason the big television networks and telcos are still raking it in), there is no doubt there’s been a proliferation of niche markets as never before. For sure, prosperity and technology have given rise...
Not a lot of people know that I was a C.P.A. The road from being a junior auditor at SGV to editor-in-chief at MoneySense and co-founder and chief executive of Learning Curve was a long and winding one, with crossroads at certain turns. I’m a classic case of someone who took up a college course...
There’s no such thing as a safe job anymore, is there? Well, perhaps there is, if you know how to recession-proof your career or nab one of the hottest jobs. There’s another way to stay the course even in rough job markets – build a portfolio career. It sounds fancy but it’s been going...
Allow me to recommend 20 titles that have made an impact on my life over the 20 years that I’ve been building a library of personal finance, business, and career development. Personal Finance for Dummies by Eric Tyson. This is the first personal finance book I ever read, back in 1996, and it just...
